THREE RIVERS INSURANCE- Payette-Boise-Caldwell
How to Create Your Inventory
It’s a good idea to keep a detailed record of your major possessions, in case you ever have to piece together what’s missing in the event of theft or serious damage. But it can be a daunting task, so create a worksheet to help you get started and guide you through the process. When you’re finished, consider going over the completed inventory with your local independent agent. Your agent will be able to help you make sure you have the coverage you need. For items such as artwork, fine china, collectibles, coins, stamps, and jewelry, talk to your local independent agent about additional coverage that may benefit you in case of a loss as most policies limit coverage in these classes.
CREATE A WORKSHEET WITH THE FOLLOWING COLUMNS. USE A SEPARATE WORKSHEET FOR EACH ROOM.
Record the items on each list—and anything else you’d want to replace if it was stolen or damaged.
Examples: Dutch oven, silver candlesticks, hair dryer, etc.
Enter your items only once, wherever it makes the most sense to you.
Record how many pieces you have of each item. You can also choose to enter multiples of an item (e.g., lamps) separately in the rows at the bottom of each page.
Enter the estimated value of a single item or the estimated total value of a group of items, such as art supplies.
Describe the item: Purchase details, condition, age, etc.
**I always suggest to my clients to take a walk through video of there home, slowly walking from each room to the next, opening drawers, etc. Save the video in an off-site location or in the cloud**
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Three Rivers Insurance