Flood Insurance in Boise and Caldwell, ID
With all the crazy weather we have been having we just wanted to remind everyone to be aware of the flood zones in your area. If you are looking to purchase a flood policy on your home and it is NOT in a flood zone, there is a standard 30 day waiting period. If you are purchasing a new home and a flood policy is required by the lender, there is no waiting period. Here is more information on Flood Policies just in case you have some concerns. Come see the agents at Three Rivers Insurance to get a quote today!
As a home or condo owner, you may think your homeowners insurance has you covered from most natural disasters; unfortunately, it doesn’t. The majority of people living in the U.S. don’t live in areas where flood damage is likely to occur. However, if flood-related damage is a risk for you, get insured. It’s better to be safe than sorry.
At Three Rivers Insurance Insurance Agency, we know you’ve invested a lot of time and money in your personal property and keepsakes. A flood insurance policy will cover the cost of replacing your valuables from any flood-related damage.
Flood insurance is available through the federal government’s National Flood Insurance Program, however, it’s a better bet to purchase a flood insurance policy from the same agent or company who provides you with your home insurance. Here’s why: your agent or current insurance company can provide much higher limits of coverage than the NFIP, especially if your loss proves to be catastrophic. There is usually a 30-day waiting period before this type of insurance becomes valid.
Representatives from Three Rivers Insurance Insurance Agency are committed to working with you to design a policy that ensures that you get the options you want at a price you can afford.