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208.322.2445

Condo Insurance in Boise and Caldwell, ID

As a condominium owner, you might expect the insurance policy provided by your homeowner association (HOA) to cover your home. Unfortunately, the typical HOA policy does not cover the interior of your condo and its vital contents, which is why it's crucial to secure the proper insurance and make sure you are covered. Three Rivers Insurance provides condo insurance to clients in Boise, Caldwell, Middleton, Payette and surrounding areas.

Understanding your Existing Condo Coverage

Generally, HOA insurance will cover damage to the exterior of the condominium building and common areas, such as walkways and stairs. However, it does not cover the interior walls and incidents that may happen inside of it, as well as your belongings on the premises.

Condo insurance (also known as an HO-6 insurance policy) can cover the following events:

  • Explosions
  • Fire
  • Hailstorms
  • Lightning
  • Slips, falls and injuries
  • Theft/break-ins
  • Vandalism and malicious mischief
  • Water-related accidents and damage (e.g., burst pipes)
  • Windstorms

Keep in mind that even if the HOA policy does cover damage, there might be limits to what the HOA's policy limit will allow. For example, some HOA policies won't cover plumbing or wiring-related issues. It's important to keep yourself informed on what your current coverage is and make sure you're protected.

Protect your Home

Our Locations

<a href= http://www.threeriversagency.net/about/our-locations/boise-office target=_blank>Three Rivers Boise</a>

Three Rivers Boise

10159 W Overland Road
Boise, ID 83709
Main office: 208-322-2445
Fax: 208-322-5681

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed
<a href= http://www.threeriversagency.net/about/our-locations/caldwell-office target=_blank>Three Rivers Caldwell</a>

Three Rivers Caldwell

910 E Cleveland Blvd
Caldwell, ID 83605
Main office: 208-454-1424
Fax: 208-459-4730

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed
<a href= http://www.threeriversagency.net/about/our-locations/middleton-office target=_blank>Three Rivers Middleton</a>

Three Rivers Middleton

120 W Main Street
Middleton, ID 83644
Main office: 208-585-3487
Fax: 208-585-6384

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed
<a href= http://www.threeriversagency.net/about/our-locations/payette-office target=_blank>Three Rivers Payette</a>

Three Rivers Payette

26 S Main Street
Payette, ID 83661
Main office: 208-642-9311
Fax: 208-642-2017

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Great employees willing to look for the best rate for you individually. I would absolutely recommend them if you’re looking for a new company to take care of you.
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Great insurance company. Been using them for years.
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Great company with a lot of good people to help, whatever the situation!
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