Auto Insurance in Boise and Caldwell, ID
Insurance Solutions for Idaho Drivers
When Three Rivers Insurance opened its doors in 1908, the automotive industry was dangerous and just beginning. Seat belts wouldn’t be required for another 50 years, and traffic signs were a thing of the future. While cars and drivers have come a long way in the more than 100 years since, risk is still an inherent part of being on the road.
At Three Rivers, we understand the exposures facing Idaho drivers and are equipped to provide them with the proper insurance coverage at the best price. We take pride in our customer service, and we routinely provide coverage to motorists in Boise, Caldwell, Middleton, Payette, Meridian, and the surrounding areas. However, we are also licensed in eight other states, including Oregon.
Understanding State Liability Minimums
Drivers who cause an accident in at-fault states are liable for the costs related to personal injuries and property damage, and in Idaho, state law mandates that drivers hold minimum liability insurance of 25/50/15. At Three Rivers, we take the time to help our clients understand their liability coverage and will often encourage coverage of at least 50/100/50.
When matching our clients with coverage, we take the time to explain the different options available. In addition to traditional coverages, we also offer non-standard, SR-22 and classic car policies.
Our products for drivers include, but are not limited to:
Once we have determined the right fit for our clients, we turn to carriers such as Safeco, Auto Owners, and Progressive for the best rate and policy. Our providers also offer endorsements such as roadside assistance, and in many instances, discounted rates are available.
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Protecting Drivers with More Than a Century of Experience
As an independent agency, ensuring that our clients are properly protected has shaped the way we do business for the past century. We enjoy building personal relationships with our clients and helping them make informed decisions on their insurance. Once a policy is in place, we review it annually as any changes incurred over the last year, such as new car or driver, can affect coverage.
For more information on our products and services, please contact us.