Call Us Today:
208.514.2123

Auto Insurance in Boise and Caldwell, ID

Insurance Solutions for Idaho Drivers

When Three Rivers Insurance opened its doors in 1908, the automotive industry was dangerous and just beginning. Seat belts wouldn’t be required for another 50 years, and traffic signs were a thing of the future. While cars and drivers have come a long way in the more than 100 years since, risk is still an inherent part of being on the road.

 

At Three Rivers, we understand the exposures facing Idaho drivers and are equipped to provide them with the proper insurance coverage at the best price. We take pride in our customer service, and we routinely provide coverage to motorists in Boise, Caldwell, Middleton, Payette, Meridian, and the surrounding areas. However, we are also licensed in eight other states, including Oregon.

Understanding State Liability Minimums

Drivers who cause an accident in at-fault states are liable for the costs related to personal injuries and property damage, and in Idaho, state law mandates that drivers hold minimum liability insurance of 25/50/15. At Three Rivers, we take the time to help our clients understand their liability coverage and will often encourage coverage of at least 50/100/50.

 

When matching our clients with coverage, we take the time to explain the different options available. In addition to traditional coverages, we also offer non-standard, SR-22 and classic car policies.

 

Our products for drivers include, but are not limited to:

Liability Coverage

Comprehensive Coverage

Collision Coverage

Uninsured & Underinsured Motorist Coverage

Diminishing Deductible

Accident Forgiveness

Minor Violation Forgiveness

Specialty Auto Insurance

24-Hour Customer Service

Towing

Rental Reimbursement

Personal Injury Protection (PIP)

Medical Payments Coverage

 

Once we have determined the right fit for our clients, we turn to carriers such as Safeco, Auto Owners, and Progressive for the best rate and policy. Our providers also offer endorsements such as roadside assistance, and in many instances, discounted rates are available.

 

Request a quote to get started.

Protecting Drivers with More Than a Century of Experience

As an independent agency, ensuring that our clients are properly protected has shaped the way we do business for the past century. We enjoy building personal relationships with our clients and helping them make informed decisions on their insurance. Once a policy is in place, we review it annually as any changes incurred over the last year, such as new car or driver, can affect coverage.

 

For more information on our products and services, please contact us.

Additional Resources

Auto Insurance Basics (Insurance Information Institute (III))

Car Insurance Consumer Guides (National Association of Insurance Commissioners (NAIC))

Auto Insurance Shopping Tool (The National Association of Insurance Commissioners (NAIC))

Our Auto Insurance in Boise and Caldwell, ID Coverage Options Include:

Our Locations

Three Rivers Boise

10159 W Overland Road
Boise, ID 83709
Main office: 208-514-2123
Fax: 208-322-5681

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Three Rivers Caldwell

910 E Cleveland Blvd
Caldwell, ID 83605
Main office: 208-454-1424
Fax: 208-459-4730

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Three Rivers Payette

26 S Main Street
Payette, ID 83661
Main office: 208-642-9311
Fax: 208-642-2017

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Three Rivers Meridian

110 E 3rd Street
Meridian, ID 83642
Main office: 208-888-1421

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 4:00 PM
Sat: Closed
Sun: Closed

Three Rivers Middleton

120 W Main Street
Middleton, ID 83644
Main office: 208-585-3487
Fax: 208-585-6384

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
- Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
- Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
- Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
- Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
- Susan T.